New Build Home Mortgage Case Study
loan to value mortgage
saved for our client
Our clients were first-time buyers. One of the applicants did not have permanent rights to reside in the United Kingdom. They also had quite complex income as they had multiple employers. The buyers had a gifted deposit along with some savings to purchase their first home together. They were looking to purchase a new build home. The clients had limited understanding of the UK mortgage market and were experiencing pressure to exchange and complete from the developer. They found themselves stressed with the whole process. That was until they were introduced to Visionary Finance.
Our client approached Visionary Finance where they were first reassured, then expectations were set. Together, we discussed all available mortgage products. We compared the lowest rates to service levels with each lender. This was because our client wanted the quickest mortgage solution at the lowest rate possible. We were in a volatile market at this point, with rates changing daily. We agreed on a way forward and a lender with quick service levels a day before they increased rates. Their application was prioritised to make sure we delivered an offer in time for the completion deadline. The clients were regularly updated throughout the process. Despite the busy market and complex circumstances, we were able to obtain a full valuation and offer within 15 days.
We had a great experience arranging our mortgage for a new home with Visionary Finance and cannot recommend them enough. They are great at explaining everything in a simple and concise manner. Our broker was also incredibly responsive, which is highly valued during such a stressful time. Thank you!
I was struggling with my mortgage with a few different brokers but I am very pleased to have found Visionary Finance. They are very professional and I am extremely happy with their exceptional service. I would like to give special thanks to our adviser for helping me get my mortgage within the specified time limit. She was very easy to communicate with. I would definitely recommend Visionary Finance to my friends and family.
Sophie provided excellent service as she guided me and my wife through the whole process which included sourcing suitable mortgage products and liaising between us and the lender. She made the whole process simple and easy to understand. Our adviser was extremely efficient, and professional and kept us well-informed throughout the process. I highly recommend them. Allow me to mention our administrator who was also very helpful, she ensured the process remain smooth.
Thank you to my mortgage adviser for her knowledge and kindness in helping my husband and me through the mortgage process after we had given up hope. If we had not have heard from Visionary Finance to check in on our situation, we would not now be buying our new home. A very big thank you!
My adviser and administrator are being super efficient and helpful with our mortgage application. They understand the market and are able to find a suitable lender to meet our requirements. A very responsive team/company to handle various queries in a timely manner. Will definitely recommend.
At very short notice, I needed to find a mortgage and I was introduced to Visionary Finance by a colleague. In no time at all, the team were working on my case and kept in close contact several times a day. I was very impressed with their willingness to engage and to go out of their way to find an effective solution. Thank you very much for all your help and support. I can thoroughly recommend Visionary Finance to anyone needing committed and professional business experience.
Visionary Finance were very cooperative & responsive. Superb services and really helpful. 5 stars straight up.
Visionary Finance has been amazing. They’ve made a usually stressful process very stress free & easy. Replying within minutes & keeping us up to date the whole way. We will be recommending the team to everyone.
I can’t recommend Visionary Finance enough. They made everything easy for us to understand and did a fantastic job at getting back to us and keeping us in the loop throughout the whole process. Nothing at all was too much trouble for them. Absolutely class customer service. 10/10. 5 star. We would highly recommend them! Thank you so much.
Would highly recommend Visionary finance (have already done so to friends and family). They went above and beyond my expectations to ensure I had the best mortgage to meet my needs. Reliable and dedicated to meeting my needs.