Buy-to-let Mortgages

Buy-To-Let Mortgages

As an independent mortgage broker, specialising in Buy-To-Let Mortgages, our qualified experts can help find you the best buy-to-let mortgage deal out there.

Buy-To-Let Mortgage Brokers

Buy-to-let mortgages are designed for property investors and private landlords who do not intend to live in the purchased property.

Buying additional property for the purpose of letting it to earn rental income can be risky and complicated since there is no guarantee that house prices will rise nor that rental income will be uninterrupted. However, letting a second property to tenants could return respectable financial rewards over the longer term, but it's important to properly consider both the risks and rewards involved.

A number of buy-to-let mortgage brokers in the marketplace, ranging from well-known high street names to specialist bespoke lenders. A number of these specialist lenders do not deal directly with the public and are only available to access if you go through an intermediary. It is probably fair to say that the world of buy-to-let mortgages is a little more complicated than it is for ordinary residential lending, so speaking to one of our qualified buy-to-let mortgage advisers first is always a sensible choice.

Limited Company Buy-To-Let Mortgage Specialists

As a limited company, it is possible for landlords to avoid losing out on tax relief.

While limited companies have their own pros, cons and costs to weigh up, many individuals working with property are now choosing to change their approach and register in this way.

• Many high street mortgage brokers are less willing to lend to limited companies, as they perceive them as riskier prospects. As many ‘limited companies’ seeking a buy-to-let mortgage are in fact self-employed landlords, the chances of business failure are viewed as more significant. This can make sourcing a limited company buy-to-let mortgage a potentially trickier process.

Fortunately, as the numbers of landlords choosing to register as limited companies rise, so too do the number of mortgage options and providers available to them. At Visionary Finance, we will look far beyond the basics of your limited company business, instead of delving into details including your personal financial history and your personal income situation, in order to gain a true picture of your suitability for a buy-to-let mortgage.

Buy-To-Let Mortgage Experts

The buy-to-let market place is rapidly changing and requires great knowledge to avoid the many pitfalls. At Visionary Finance, we are able to search the whole of the market, using the latest technology, for the most appropriate buy-to-let mortgage for you. Whether you are a first-time landlord, have a large portfolio of properties or run a limited company, we have the expertise to help you. Our award-winning service and vastly experienced mortgage advisers means we are sure to not only find you the best buy-to-let mortgage deal but also provide you with a first class service.

Talk to our experts today