New Build Mortgages

New build mortgages

A new build home comes with many perks. You won’t have to decorate, there’s no onward chain, and it will meet all the latest building codes and energy efficiency standards.

New build mortgages

A new build home comes with many perks. You won’t have to decorate, there’s no onward chain, and it will meet all the latest building codes and energy efficiency standards.

However, many people thinking about buying a new build property underestimate the effort that is required to obtain a mortgage, particularly if you are buying off-plan.

The Government has introduced a raft of measures designed to help buyers climb the housing ladder, but it can be tricky navigating the criteria that must be met to take full advantage of these schemes. On top of this, developers often offer a bewildering array of incentives for buyers, from carpets or white goods to offers to pay towards your deposit, stamp duty or legal fees. Some will even offer part exchange for your old home.

Visionary Finance has many years’ experience dealing in this specialised area and are trusted by some of the largest developers and house builders in the UK. Not only can we help you secure the best mortgage deal for your needs, but we can coordinate with the property developer for you to help ensure everything runs smoothly.