New Build Homes Mortgages

Purchasing a new build home

A new build home comes with many perks. You won’t have to renovate, there’s no onward chain and it will meet all the latest building codes and energy efficiency standards.

Purchasing an off-plan home

Many people thinking about buying a new build property underestimate the effort that is required to obtain a mortgage, particularly if you are buying off-plan.

Working with housing developers

It can be tricky navigating the mortgage lending criteria that must be met to take advantage of new build schemes. On top of this, developers can offer lots of incentives for buyers, from carpets or white goods to contributions towards your deposit, stamp duty or legal fees. 

Trusted by over



We have many years’ experience dealing with new-build mortgages and are trusted by some of the largest developers in the UK.

Worked on over



We have worked on the full spectrum of new build schemes.

Recent Reviews

Arranging a mortgage for a new build home can be a stressful process. Read from some of our clients their experience of working with Visionary Finance.
  • We had a great experience arranging our mortgage for a new home with Visionary Finance and cannot recommend them enough. They are great at explaining everything in a simple and concise manner. Our broker was also incredibly responsive, which is highly valued during such a stressful time. Thank you!
  • I was struggling with my mortgage with a few different brokers but I am very pleased to have found Visionary Finance. They are very professional and I am extremely happy with their exceptional service. I would like to give special thanks to our adviser for helping me get my mortgage within the specified time limit. She was very easy to communicate with. I would definitely recommend Visionary Finance to my friends and family.
  • Sophie provided excellent service as she guided me and my wife through the whole process which included sourcing suitable mortgage products and liaising between us and the lender. She made the whole process simple and easy to understand. Our adviser was extremely efficient, and professional and kept us well-informed throughout the process. I highly recommend them. Allow me to mention our administrator who was also very helpful, she ensured the process remain smooth.
  • Helene Buisson-Brown
    Thank you to my mortgage adviser for her knowledge and kindness in helping my husband and me through the mortgage process after we had given up hope. If we had not have heard from Visionary Finance to check in on our situation, we would not now be buying our new home. A very big thank you!
    Helene Buisson-Brown
  • Chun-Wei Chen
    My adviser and administrator are being super efficient and helpful with our mortgage application. They understand the market and are able to find a suitable lender to meet our requirements. A very responsive team/company to handle various queries in a timely manner. Will definitely recommend.
    Chun-Wei Chen
  • Alan Davson
    At very short notice, I needed to find a mortgage and I was introduced to Visionary Finance by a colleague. In no time at all, the team were working on my case and kept in close contact several times a day. I was very impressed with their willingness to engage and to go out of their way to find an effective solution. Thank you very much for all your help and support. I can thoroughly recommend Visionary Finance to anyone needing committed and professional business experience.
    Alan Davson
  • Abdul Alesaei
    Visionary Finance were very cooperative & responsive. Superb services and really helpful. 5 stars straight up.
    Abdul Alesaei
  • Abby Askwith
    Visionary Finance has been amazing. They’ve made a usually stressful process very stress free & easy. Replying within minutes & keeping us up to date the whole way. We will be recommending the team to everyone.
    Abby Askwith
  • Luke Pearson
    I can’t recommend Visionary Finance enough. They made everything easy for us to understand and did a fantastic job at getting back to us and keeping us in the loop throughout the whole process. Nothing at all was too much trouble for them. Absolutely class customer service. 10/10. 5 star. We would highly recommend them! Thank you so much.
    Luke Pearson
  • Jodie Hall
    Would highly recommend Visionary finance (have already done so to friends and family). They went above and beyond my expectations to ensure I had the best mortgage to meet my needs. Reliable and dedicated to meeting my needs.
    Jodie Hall


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