News

  • Changes to Rental Tax Profits
    New Changes to Rental Tax Profits
    Landlords
    In the July 2015 budget the Government announced proposals to restrict the income tax relief available for interest cost...
  • Comply with MEES
    Failure to comply with MEES could affect your finances
    Landlords
    Some landlords are likely to be affected by the Government’s upcoming Minimum Energy Efficiency Standards (MEES), as these key...
  • Mortgage Broker or Bank
    Mortgage Broker or Bank?
    News
    Whether you are a first-time buyer looking for a mortgage, remortgaging, looking to move into a bigger home or...
  • Interest Rate Changes
    Is now a good time for interest rate security...
    News
    In light of the recent announcement by the Bank of England that rates are likely to rise sooner than...
  • Online vs Human
    Insurance Cover - Online vs Human
    Protection
    Life insurance isn’t the most engaging of topics at the best of times. If the thought of life insurance...
  • Fee Free Mortgage
    A fee-free mortgage brokerage service
    News
    At Visionary Finance, we believe first and foremost in the importance of providing excellent customer service. It’s the foundation...
  • Investment Choices
    Investment Choices for Landlords in 2018
    Landlords
    There’s no denying that 2017 has been another challenging year for property investors. With more obstacles to overcome and...
  • 95% Mortgage
    The 95% mortgage conundrum
    Help to Buy
    In 2013, Help-to-Buy was released in a flurry of excitement – first-time buyers could get onto the property market...
  • Buy-to-Let Changes
    Buy-to-let mortgage changes for portfolio landlords
    Landlords
    From the 30th of September 2017, the Prudential Regulation Authority will implement changes to the way buy-to-let mortgage applications...
  • Interest-Only Mortgage
    The cautionary tale of the interest-only mortgage
    Landlords
    There was a time that interest-only mortgages were viewed as a win/win option because for the term of the...
  • Help To Buy: What's Next?
    Help to Buy: what’s on the horizon
    Help to Buy
    Back in 2013, against a backdrop of tentative economic recovery driven by the property market, the government introduced an...
  • Bank of England Lending
    Bank of England given new powers to curb risky...
    News
    The Bank of England is gaining powers to curb any lax lending in the fast growing buy-to-let mortgage sector,...
  • Stamp Duty Reforms
    Stamp duty reforms are damaging property market and cutting...
    News
    Stamp duty reforms have slowed the housing market and raised half as much money as the Treasury predicted, it...
  • House Prices
    UK House prices now cost 6 times annual wages
    News
    The typical UK home now costs six times average annual earnings, even though house price inflation is slowing, according...
  • Rents to Rise
    Rents to rise faster than house prices, say Savills
    News
    Rents across the UK are set to rise considerably faster than house prices over the next five years, according...
  • BTL Lender
    BTL lender bombshell will lock thousands out of market
    News
    Thousands of landlords will be locked out of the buy-to-let market after the market’s second biggest lender severely tightened...
  • Buy to let landlords triple
    Buy-to-let landlords triple since 1980
    News
    Nearly six per cent of households are receiving income from rented properties – a figure that has tripled since...
  • Paragon Tweaks Criteria
    Paragon tweaks criteria for limited company landlords
    News
    Paragon Mortgages is changing its lending criteria for limited company landlords following government tax relief tweaks. The buy-to-let mortgage provider...
  • House Prices Surging
    House prices surging by 8% per annum
    News
    Inflation in the shops might be languishing near zero but UK property prices surged by an annual rate of...
  • Barclays to Cut Rates
    Barclays to cut rates by up to 18 bps
    News
    Barclays is set introduce a 2.19 per cent five-year fix for rate switchers and will cut rates by up...
  • Limited Company applications
    Limited company applications on the increase
    News
    Limited company applications made up 43 per cent of its buy-to-let cases in January, according to data from broker...
  • House Price Growth
    House price growth rises to 9.7%, says Halifax
    News
    House price growth in the UK increased to 9.7% in the year to January, up from 9.5% a month...
  • Help to buy 40%
    Help to Buy - Start date announced for 40%...
    Help to Buy
    The new Help to Buy London scheme launched on the 1st of February 2016, as part of a package...