HOW WE CAN HELP

First Time Buyer Clients

Whether you're looking for a family home or a property investment, Visionary Finance can help you finance your next purchase in the UK.

days rapid turnaround

70%

loan to value mortgage

5k+

saved for our client

The Client

Our clients were a married couple, buying their first home together. It needed to be situated within a certain catchment area for secondary schools for their children. They had also both left permanent employment within the NHS to self-employed contracting within an umbrella company. The couple had been turned away by multiple other brokers because of their recent change in employment and a history of adverse credit. On top of this, the house they were wanting to purchase was highly sought after and the clients had found themselves amid a bidding war. Because of this, vendors and agents wanted a quick turnaround. There was a lot of pressure put on the clients from the start. This stress was taking its toll and worrying the clients.

The Solution

Visionary Finance researched the market and sourced a lender that was comfortable with umbrella contractors. This was made easier as the clients had a long history of working in the same field which was important due to the short amount of time they had been contracting. The selected lender also had to be comfortable accepting clients with a history of adverse credit. Visionary Finance is highly experienced in all areas of the mortgage market. Our expertise was critical in this case due to the recent changing climate and mortgage market uncertainty. We were able to secure the client their dream home.

I used Visionary Finance as my mortgage broker after they were introduced to me by the developer. I have nothing but good things to say about them. My adviser helped me through the entire mortgage process from start to finish and made life very easy from my point of view, with submitting the mortgage application. He was able to find options that worked for me and my circumstances at good rates. My adviser was never more than an email or phone call away, always acted professionally and friendly and kept me constantly updated throughout the process. He even followed up with the lender when there were delays on their side. I would not hesitate to recommend their services. They're definitely one of the best providers I've interacted with in my first-time buyer experience.
Me and my boyfriend have been using Visionary Finance whilst buying our first house. The service we have received has been none other than professional, friendly and quick. I recommend them highly. Our advisers looked after us very well, it was all new and they were absolutely incredible, helpful and always went above and beyond. Anyone else they put us in contact with was always helpful too. The advisers made a scary and stressful time a lot less scary and I am so grateful. I will definitely use them again in the future. Thank you!
We received such fantastic service from Visionary Finance. As first-time buyers, the whole process can be so daunting and confusing but the team were quick to answer any query we had and provided us with excellent mortgage options. Thank you!
As a first-time buyer trying to understand everything that goes with buying a house was very challenging. My broker helped me through this and made everything very very simple. I think without her support I wouldn’t have a clue about what to do. Would recommend Visionary Finance to anyone!
Joshua Morgan
We are first time buyers. The team at Visionary Finance were really amazing & patient with all the hand-holding, explanations and questions we had during the entire mortgage process. My broker was really very quick with all her actions, active feedbacks and pro-active follow ups with the Lender to get the best offer as the interest rates were going higher. Her mortgage advice genuinely gave us a good idea to make an informed decision and choice given our personal circumstances. Overall, this is the kind of service any customer, especially a first-time buyer would expect and our adviser, went beyond our expectations with her excellent service. I would recommend Visionary Finance to my friends in future. Thank you!
Reegan Noronha