The Client
Our clients were a married couple buying their first home in a specific school catchment area. They had recently moved from permanent NHS roles to self-employed contracting under an umbrella company and had a history of adverse credit. Multiple brokers had turned them away, and the property was in a competitive bidding war, adding pressure and stress.
The Solution
Visionary Finance sourced a lender comfortable with umbrella contractors and adverse credit histories. Leveraging our expertise and understanding of the changing mortgage market, we secured the clients’ dream home quickly. The application was prioritised, ensuring a smooth process despite tight deadlines.
The clients successfully purchased their home, achieving a 70% LTV mortgage, saving over £5k, and completing the transaction within 10 days.
Whether you’re a first-time buyer, looking to remortgage, or growing your buy-to-let portfolio, our advisers can help you find the right deal. Speak to a mortgage expert today.
Mortgage Reviews
“I used Visionary Finance as my mortgage broker and have nothing but good things to say. My adviser guided me through the entire process, found suitable options at good rates, stayed professional, friendly, and responsive, and even followed up with the lender when delays occurred. I wouldn’t hesitate to recommend them.”
“Me and my boyfriend have been using Visionary Finance whilst buying our first house. The service we have received has been none other than professional, friendly and quick. I recommend them highly. Our advisers looked after us very well, it was all new and they were absolutely incredible, helpful and always went above and beyond. Anyone else they put us in contact with was always helpful too. The advisers made a scary and stressful time a lot less scary and I am so grateful. I will definitely use them again in the future. Thank you!”
“We received such fantastic service from Visionary Finance. As first-time buyers, the whole process can be so daunting and confusing but the team were quick to answer any query we had and provided us with excellent mortgage options. Thank you!”
“As a first-time buyer trying to understand everything that goes with buying a house was very challenging. My broker helped me through this and made everything very very simple. I think without her support I wouldn’t have a clue about what to do. Would recommend Visionary Finance to anyone!”
Joshua Morgan
“As first-time buyers, we were impressed by Visionary Finance’s patience and guidance throughout the mortgage process. Our adviser provided clear explanations, timely updates, and proactive follow-ups with the lender, helping us secure the best offer despite rising interest rates. Their expertise made the process stress-free, and we felt fully supported every step of the way. We would confidently recommend Visionary Finance to friends and anyone entering the property market for the first time.”
Reegan Noronha
Useful Mortgage Resources
Explore our helpful guides and resources to learn more about the mortgage process, compare different products, and make confident, informed decisions when buying or investing in property.
