Protect Your Home, Income & Future
Protecting the people and things that matter most goes beyond your mortgage. This is your central hub for understanding the full range of insurance and protection options available.
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Mortgage ProtectionProtect your home and family by ensuring your mortgage repayments are covered if you’re unable to work due to illness or injury. This cover provides peace of mind and financial security, helping you keep your home safe during challenging times.
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Critical Illness Cover
Receive a tax-free lump sum if diagnosed with a serious illness such as cancer, heart attack, or stroke. This benefit can help with treatment costs, household bills, or lifestyle adjustments, giving you financial breathing space when you need it most.
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Income Protection
If illness or injury stops you from working, income protection provides regular payments to replace lost earnings. It helps you maintain your lifestyle and meet essential expenses until you’re able to return to work, offering long-term financial stability.
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Life Insurance
Life insurance ensures your loved ones are financially secure if you pass away. It pays out a lump sum or regular income to cover living costs, debts, or future plans, giving your family peace of mind during a difficult time.
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Business / Landlord Protection
Safeguard your business or rental income against unexpected events such as illness or death of a key person. This cover helps maintain continuity and financial stability, protecting your livelihood and investments when unforeseen challenges arise.
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Home Insurance
Comprehensive protection for your home and belongings against damage, theft, or unexpected events. Home insurance gives you confidence that your property and possessions are covered, so you can focus on what matters most.
Speak to Our Expert Team
Every household, family and financial situation is different and your protection plan should reflect that. Our advisers take the time to understand your goals, commitments and risk areas, then guide you towards the right level of cover across life, illness, income and property.
Protection FAQs
Understanding protection insurance can feel overwhelming but it doesn’t need to be. These FAQs cover the essentials to help you make informed decisions.
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What is mortgage protection?
Mortgage protection is insurance that covers your mortgage repayments if you are unable to work due to illness, injury or death. It ensures your home remains secure and prevents financial strain on you or your family. -
How does critical illness cover work?
Critical illness cover pays a tax-free lump sum if you’re diagnosed with a specified serious illness such as cancer, heart attack or stroke. The payout can be used for mortgage payments, treatment, lost income or general living costs during recovery. -
What’s the difference between income protection and life insurance?
Income protection provides a monthly payout if illness or injury prevents you from working, supporting your ongoing financial commitments. Life insurance pays a lump sum upon death, helping your family cover the mortgage, household expenses or long-term financial needs. -
Do I need business or landlord protection if I own rental properties?
Yes. If you have rental properties or business financial commitments, specialist protection can cover mortgage payments, debts or lost income in the event of serious illness, injury or death. This helps safeguard your investment and maintain long-term stability.
Mortgage Reviews
“Our adviser and administrator at Visionary Finance have been steward advisers throughout the lending acquisition process. The products are dictated by the lenders and the professional support from VF is critical to ensure an objective journey. Due diligence is tedious with international financing clients and attention to detail is important to manage, patiently and professionally.”
“In a turbulent year, our adviser’s professionalism, level of communication, care and sensitivity, and sheer tenacity, helped us secure a mortgage – even as we navigated the challenges of purchasing a UK apartment across three countries and during a global pandemic. When things go smoothly, that’s great, but it’s when things go wrong that you need a good person and a professional on your side. We cannot thank him and the team enough.”
Ali Cipriano
“I have been very impressed by the supportive service given to me by the team at Visionary Finance. My mortgage adviser didn’t tire even though our application for a mortgage was a challenge as one of us is a non-resident buyer which adds complication to the arrangement process. There were a number of rejections by some lenders but Visionary Finance kept going until success was reached. Thanks for your great efforts.”
Paul German
“My last 2 brokers were unable to sort out my mortgage, I felt helpless until I was introduced to Visionary Finance by the developer. I’m really impressed by their service, they have handled my case in a professional and efficient manner. They are always responsive and explained every step to me clearly. They are really committed and hardworking to help me with securing a mortgage offer, definitely recommended their great service.”
Protection Resources
Explore our helpful guides to help you understand life, income, illness and property cover so you can make informed decisions with confidence.
