The Client
Our client, a Hong Kong national, had purchased an off-plan UK buy-to-let property. Completion coincided with her relocation to the UK while still employed and paid in Hong Kong Dollars. As a first-time landlord with no UK property experience, she faced a complex mortgage scenario.
The Solution
Visionary Finance sourced a cost-effective mortgage term product rather than an expensive bridging solution. We secured a competitive 70% LTV mortgage with no minimum UK income or residency requirement. The application was managed end-to-end, reducing stress during her relocation.
The client successfully completed the purchase, now has a UK credit footprint, and a professional tenant in place. We plan to review her mortgage at the end of the 2-year fixed term.
Whether you’re an international buyer, expat, or looking to invest in the UK property market, our advisers can help you secure the right deal. Speak to a mortgage expert today.
Mortgage Reviews
“My last 2 brokers were unable to sort out my mortgage, I felt helpless until I was introduced to Visionary Finance by the developer. I’m really impressed by their service, they have handled my case in a professional and efficient manner. They are always responsive and explained every step to me clearly. They are really committed and hardworking to help me with securing a mortgage offer, definitely recommended their great service.”
“I have been very impressed by the supportive service given to me by the team at Visionary Finance. My mortgage adviser didn’t tire even though our application for a mortgage was a challenge as one of us is a non-resident buyer which adds complication to the arrangement process. There were a number of rejections by some lenders but Visionary Finance kept going until success was reached. Thanks for your great efforts.”
Paul German
“I would like to thank Visionary Finance for helping me to secure funds from a UK lender. My journey was not easy and I struggled to get proper advice from other mortgage advisers earlier, however, the team at Visionary Finance were professional and very reliable, thank you for their exceptional support.”
“Our adviser and administrator at Visionary Finance have been steward advisers throughout the lending acquisition process. The products are dictated by the lenders and the professional support from VF is critical to ensure an objective journey. Due diligence is tedious with international financing clients and attention to detail is important to manage, patiently and professionally.”
Useful Mortgage Resources
Explore our helpful guides and resources to learn more about the mortgage process, compare different products, and make confident, informed decisions when buying or investing in property.
