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Home Calculators Buy to Let Calculator

Buy to Let Calculator

1. Calculation Type

Monthly rental income

Loan amount

Loan amount required*

2. Loan details

Application type*

Individual

Ltd. Company

Expat

Product type*

2 Year Fixed/Tracker

5 Year Fixed

Interest rate*

Revert rate*

Property type*

Standard BTL property

HMO/MUFB

3. Tax rate

Basic tax rate

Higher tax rate

Your results

Stress rate used:

ICR used:

The maximum loan we could provide is

This is based on the monthly rental income entered and the assumptions above.

The minimum rental income you will require is

How this is calculated

4.9 stars | 311 reviews

MR MAZ
February 6, 2026
Chris was incredibly helpful and friendly throughout the entire mortgage process. He guided me every step of the way and provided clear, useful advice, always ensuring I had the best options available. I couldn’t have asked for better support. Thank you Chris
Harvey L
February 16, 2026
Chris is exceptionally good at his job, he found the best possible mortgage rates around my current and future financial plans. I will be going to him in future, he is incredibly patient, kind, attentive and very understanding. I cannot praise Chris enough, so grateful for his support.
Mark Pavitt
December 17, 2025
Nicholas and Renae have assisted us with our last 2 Buy To Let mortgages and they've been brilliant. They helped us secure the best rates and the thing that impressed us the most was the regular communication, keeping us informed of progress and always replying promptly to our emails. I would happily recommend them and Visionary Finance to others.

Visionary Finance, 5 Whittle Court, Knowlhill, Milton Keynes, MK5 8FT

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The guidance and advice on this website are subject to the UK regulatory regime and are intended for consumers based in the UK.

Visionary Finance Ltd is registered in England and Wales (Company No. 06475028). Registered Office: 5 Whittle Court, Knowlhill, Milton Keynes, MK5 8FT. Authorised and regulated by the Financial Conduct Authority. FCA Registration Number: 516472.

Please note that the FCA does not regulate certain types of mortgages, including some buy-to-let, international, bridging, and commercial mortgages. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured against it.

We act as a mortgage broker and provide advice on mortgages from a panel of lenders. A list of these lenders is available on request.

Your initial mortgage consultation with one of our brokers is free of charge; however, a broker fee may apply once your requirements have been assessed. Our typical fees are £495 for UK residential mortgages, £995 for buy-to-let and complex residential cases, and 1% of the mortgage amount for expat and offshore cases, subject to a minimum of £1,495.

We are committed to providing the highest level of service, but if you are unhappy with any aspect of our service, please contact us so we can resolve your concerns. We will acknowledge your complaint promptly and aim to resolve it within eight weeks. If you remain dissatisfied, you may refer your complaint to the Financial Ombudsman Service (FOS). Further details about the FOS can be found at www.financial-ombudsman.org.uk.

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