Help to Buy Scheme

Help to Buy scheme is a government initiative first announced in the March 2013 Budget.

Taking the first step on the property ladder can be a daunting prospect and a challenge. But the Government’s Help to Buy scheme, which was announced in March 2013, has been designed to give those struggling to get their first house deposit together. The initiative enables those who qualify to buy a new build home priced up to £600,000 with as little as 5% deposit.

Help to Buy: Equity Loan

This scheme is available if you are buying a new build home and it will be the only property you own. The Government will lend you 20% of the cost of your new build home so you will only require a minimum of a 5% deposit. We will then assist you to arrange your Help to Buy mortgage from any one of the registered lenders and keep you informed throughout the whole process.

Help to Buy London

In February 2016, the Government announced Help to Buy London enabling purchasers of new build properties in London to benefit from a Government equity loan of 40% of the value of the property.

As with the Help to Buy Equity Loan you will be required to contribute at least 5% of the value of the property and we will then help to arrange a mortgage for remaining 55% of the value up to a maximum value of £600,000.

To see how you could benefit from the government’s Help to Buy schemes and get more information, call our office on 0207 100 4754.

Your Home or property maybe repossessed if you do not keep up on repayments of your mortgage or any other debt secured against it.

Visionary Finance is authorised and regulated by the Financial Conduct Authority (FCA).

Visionary Finance undertakes credit broking and is not a lender. The FCA does not regulate some forms of buy-to-lets, foreign and commercial mortgages.

Think carefully before securing other debts against your home or property.

We do not charge a brokerage fee for UK based mortgage and insurance clients. We may charge a brokerage fee of up to 1% of the loan amount for foreign and commercial mortgages.



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