First Time Buyer Mortgage

The first time buyer mortgage market, despite what you may read in the newspapers, is pretty buoyant.

The residential housing market has undoubtedly changed in recent years but that doesn’t mean it’s impossible to get a mortgage. First time buyers still take out mortgages every day and with our support we can find the option that is best suited to your situation. We know that buying your first home and getting on the property ladder is both exciting and daunting but we can help you take the hassle out of the mortgage process and make it as smooth as possible.

When you choose us, you’ll have access to a wealth of knowledge to support your decision-making process making it stress-free. We’ll be able to offer you advice on which type of mortgage will work best for your circumstances – fixed or tracker – and assess how much you can afford to borrow, as well as being on hand to answer all your questions.

While the current market means that those with larger deposits have access to a greater choice of lenders, it is possible to obtain a mortgage with as little as 5% deposit and still receive competitive rates. We can guide you through the process of your first property purchase from beginning to end, as well as taking out a new mortgage as you move home.

If you are looking for a first time buyer mortgage and want more information on how we can help you with the process, call our office on 0207 100 4754.

Your Home or property maybe repossessed if you do not keep up on repayments of your mortgage or any other debt secured against it.

Visionary Finance is authorised and regulated by the Financial Conduct Authority (FCA).

Visionary Finance undertakes credit broking and is not a lender. The FCA does not regulate some forms of buy-to-lets, foreign and commercial mortgages.

Think carefully before securing other debts against your home or property.

We do not charge a brokerage fee for UK based mortgage and insurance clients. We may charge a brokerage fee of up to 1% of the loan amount for foreign and commercial mortgages.



Mortgage Calculator


Help to Buy Scheme

Government Help to Buy
Own your own home with as little as 5% Deposit, Subject to status and availability.
Help to Buy is a government backed scheme first announced in the March 2013 Budget.

Help to Buy only applies to properties worth up to £600,000.


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